Michael S. Patton – Retirement Income Certified Professional®

Congratulations to Michael S. Patton on being awarded the professional designation of Retirement Income Certified Professional® (RICP®) professional designation from The American College, Bryn Mawr, PA.

Candidates for the RICP^® designation must complete a minimum of three college-level courses and are required to pass a series of two-hour proctored exams. They must also have three years of experience, meet stringent ethics requirements, and participate in The College’s continuing education program. 

The RICP^® educational curricula is the most complete and comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income. The rigorous three-course credential helps advisors master retirement income planning, a key focus area not fully covered in other professional designation programs. From retirement portfolio management techniques and mitigation of plan risks to the proper use of annuities, employer-sponsored benefits and determining the best Social Security claiming age, the RICP^® provides a wealth of practical information for advisors.

Using the most current techniques, RICP^®s identify retirement income needs and objectives and evaluate a client’s current situation relative to those goals.  Individuals who earn a RICP^® can provide expert advice on a broad range of retirement topics including income needs and objectives, estate issues and other risks to the retirement income planning, Social Security, health insurance and housing decisions, and income taxation.

With over 17 years of experience, Michael’s extensive knowledge and experience includes portfolio construction and retirement planning. Prior to starting Investment Planning Advisors in 2013, Michael was with Investment Planning Consultants and First Community Wealth Management. Michael works closely with clients to help formulate an investment strategy based on their needs. Once a strategy is put in place, Michael works closely with clients to monitor their accounts on a regular basis with the goal of ensuring the strategy in place is working successfully for the client.

The American College is the nation’s largest non-profit educational institution devoted to financial services.  Holding the highest level of academic accreditation, The College has served as a valued business partner to banks, brokerage firms, insurance companies and others for over 87 years.  The American College’s faculty represents some of the financial services industry’s foremost thought leaders.  For more information, visit TheAmericanCollege.edu